Tech Edge hosted a fireside chat on at Money20/20 USA 2026 in Las Vegas, Nevada, with Gal Krubiner, Chief Executive Officer and co-founder at Pagaya Technologies Ltd. (Nasdaq: PGY). The in-person interview was joined by Editor-in-Chief John Jannarone and they discussed how AI-powered credit decisioning is helping banks expand lending and retain customers. Mr. Krubiner highlighted responsible AI governance, revenue-driven fintech partnerships, and the union of machine learning and agentic AI as the future of financial services.
About Gal Krubiner
Gal has served as the Chief Executive Officer and a director since co-founding Pagaya in 2016, and having taken the company public in 2022. Gal built Pagaya on the mission and idea that more people should be able to access the credit they need, when they need it and via their preferred lender. Since its founding, Gal has grown Pagaya to achieve more than $1 billion in revenue, while facilitating more than $40 billion of new credit for more than 2 million borrowers across Personal Loans, Auto Loans and Point-of-Sale (BNPL) loans, through its diversified funding and investor network in asset backed securitizations, forward flow agreements and pass-through transactions.
He has extensive experience in the investments and wealth management industry, with a specialization in innovative and sophisticated credit structured products. Prior to co-founding Pagaya, Gal focused on structuring and distributing sophisticated credit and asset-backed securities products with UBS AG from 2012-2016, as well as holding other positions specializing in investment, entrepreneurism, and financial markets.
Gal has been honored and recognized in the industry with several awards, including an EY Entrepreneur of the Year award in 2024, Tech12’s Top Influencers list in 2023, Top Banking Executive by the Tearsheet Challenge Awards in 2022, and a Top Financial Technology Leader by Financial Technology Report in ‘22, ‘23, ‘24.
He holds a B.A. in Applied Science, Economics & Statistics from Tel Aviv University.
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About Pagaya
Pagaya (NASDAQ: PGY) is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and an AI-driven approach, Pagaya provides consumer credit and other products for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy.
For more information, visit pagaya.com.
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